Real Estate Loan

Real Estate Loan (For Developers)

Product Description:

What are the loans that AMA Bank can offer to Real Estate Developers?

· Term Loan Facility

Amortized loan to partially finance the development of project or subdivision.

Acquisition of property for future project or development.

Term: Up to five (5) years

Interest rate: Prevailing market rate at time of availment.

· Loan Line

Revolving credit line to partially finance the ongoing construction of housing/condominium units of your identified project. Or may serve as additional working capital.

Expiry of Line: Maximum of one (1) year depending on the business cycle.

Interest rate : Prevailing market rate at time of availment.

· Contract to Sell (CTS)

To liquefy CTS receivables from accredited project/s.

Term: Remaining term of the contract or up to ten (10) years whichever is shorter.

Interest rate: Prevailing market rate at time of availment
What are the documentary requirements?

Housing Loan (End User Financing) Corporation/Partnership/Sole Proprietorship

Completely filled out AMA Home Loan Application Form.
Photocopy of 2 valid IDs with photo and signature (i.e. passport, driver’s license, company ID, etc.).
Bank Statement for the last six (6) months.
Photocopy of latest Income Tax Return (ITR) or W-2 Form/BIR Form 2316.
Proof of income (Latest one (1) month payslip and Certificate of Employment with Compensation (COE)).

Contract of Employment & Compensation/Certificate of Employment.

History of Employment/Latest Crew Contract (if Applicant is a Seaman).

For the Collateral
Copy of TCT/CCT.
Updated Tax Declaration and Real Estate tax Receipts.

Completely filled out Loan Application Form.

General Information Sheet/Company Profile or History of Business and Stockholders Brief Background
Business Registration/Permits.
SEC Registration/DTI Registration.
Articles of Incorporation/Partnership and By-Laws.
Financial Statement (last 3 years: In-house and Audited Statements).
Income Tax Return (ITR) for the last three (3) years.
Bank Statement for the last six (6) months.
List of Trade Suppliers / Address / Telephone No. / Contact Person (if applicable)
List of reference Banks (Depository and Loans) / with contact details

For the Collateral
Copy of TCT/CCT
Updated Tax Declaration and Real Estate tax Receipts.

If applicable, any documents showing proof of income (i.e. regular receipt of remittances, allowance, etc)
Note: The Bank shall request additional requirements based on the Credit facility/ies being applied by the borrower.

Why choose AMA Bank?
AMA provides the client the unique opportunity to own their dream home.
AMA Bank provides personalized service for their clients.
AMA Bank can assist the real estate developers the chance to enhance their business by giving additional working capital and to partially finance the construction of residential houses.
AMA Bank can assist business owners with their expansion plan.

How to apply?

There are two (2) ways to apply for AMA Home Loan:

Download the form here, fill up the form and send to: ( will request for another email address)
Visit any AMA Bank Branch near you or call: (02) 477-8277; (02) 533-4067 (Head Office)